@font-face {
  font-family: "Inter";
  font-style: normal;
  font-weight: 100 900;
  font-display: swap;
  src: url("../fonts/inter-latin.woff2") format("woff2");
}

@font-face {
  font-family: "Plus Jakarta Sans";
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url("../fonts/jakarta-latin.woff2") format("woff2");
}

:root {
  --navy: #071d3d;
  --navy-deep: #04152d;
  --navy-soft: #15345f;
  --gold: #d4af37;
  --gold-light: #f2d783;
  --canvas: #f5f7fa;
  --white: #ffffff;
  --ink: #132238;
  --muted: #64748b;
  --line: rgba(7, 29, 61, 0.1);
  --green: #22c55e;
  --shadow-soft: 0 2px 4px rgba(7, 29, 61, 0.03), 0 18px 45px rgba(7, 29, 61, 0.08);
  --shadow-float: 0 28px 70px -24px rgba(7, 29, 61, 0.35);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 88px;
}

body {
  margin: 0;
  background: var(--canvas);
  color: var(--ink);
  font-family: var(--font-inter), Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-feature-settings: "cv11", "ss01";
  -webkit-font-smoothing: antialiased;
}

button,
input,
select,
textarea {
  font: inherit;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

::selection {
  background: rgba(212, 175, 55, 0.28);
  color: var(--navy);
}

.site-shell {
  width: min(1280px, calc(100% - 40px));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  z-index: 50;
  top: 0;
  background: rgba(245, 247, 250, 0.9);
  border-bottom: 1px solid transparent;
  backdrop-filter: blur(18px) saturate(150%);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", ui-sans-serif, system-ui, sans-serif;
  font-feature-settings: "ss01", "cv05", "cv10";
  transition: border-color 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.site-header--scrolled {
  background: rgba(255, 255, 255, 0.88);
  border-bottom-color: var(--line);
  box-shadow: 0 12px 35px rgba(7, 29, 61, 0.06);
}

.header-inner {
  min-height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 13px;
  min-width: max-content;
}

.brand-logo {
  width: 52px;
  height: 52px;
  flex: 0 0 auto;
  object-fit: cover;
  border: 1px solid rgba(212, 175, 55, 0.48);
  border-radius: 50%;
  box-shadow:
    0 0 0 3px rgba(212, 175, 55, 0.1),
    0 14px 32px -16px rgba(7, 29, 61, 0.78);
}

.brand-mark {
  width: 46px;
  height: 46px;
  position: relative;
  display: grid;
  place-items: center;
  color: var(--gold);
  border-radius: 17px;
  background: radial-gradient(circle at 30% 20%, #15345f 0%, var(--navy) 52%, var(--navy-deep) 100%);
  box-shadow: 0 15px 35px -14px rgba(7, 29, 61, 0.65);
}

.brand-star {
  position: absolute;
  right: 6px;
  top: 6px;
}

.brand-copy {
  display: grid;
  gap: 7px;
  line-height: 1;
}

.brand-copy strong {
  display: flex;
  align-items: baseline;
  width: max-content;
  position: relative;
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 21px;
  font-weight: 800;
  letter-spacing: -0.055em;
  line-height: 0.88;
}

.brand-wordmark__fin {
  color: var(--navy);
}

.brand-wordmark__star {
  color: #b98908;
  background: linear-gradient(135deg, #d8b443 10%, #a87500 92%);
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.brand-wordmark__spark {
  margin-left: 4px;
  color: var(--gold);
  font-size: 8px;
  line-height: 1;
  transform: translateY(-8px);
}

.brand-copy small {
  display: flex;
  align-items: center;
  gap: 7px;
  color: #5f6f84;
  font-size: 8px;
  font-weight: 700;
  letter-spacing: 0.2em;
  line-height: 1;
  text-transform: uppercase;
}

.brand-copy small::before {
  width: 17px;
  height: 1px;
  flex: 0 0 auto;
  background: linear-gradient(90deg, var(--gold), rgba(212, 175, 55, 0.24));
  content: "";
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: 2px;
}

.desktop-nav a {
  padding: 10px 12px;
  border-radius: 999px;
  color: #526176;
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: -0.012em;
  transition: color 160ms ease, background 160ms ease;
}

.desktop-nav a:hover,
.desktop-nav a:focus-visible {
  color: var(--navy);
  background: rgba(7, 29, 61, 0.055);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.header-actions .button {
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-weight: 700;
  letter-spacing: -0.015em;
}

.menu-button {
  display: none;
  width: 44px;
  height: 44px;
  place-items: center;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  cursor: pointer;
}

.mobile-nav {
  display: none;
}

.button {
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 0 24px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 750;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease, border-color 180ms ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button:focus-visible,
.menu-button:focus-visible,
.desktop-nav a:focus-visible {
  outline: 3px solid rgba(212, 175, 55, 0.35);
  outline-offset: 3px;
}

.button--small {
  min-height: 44px;
  padding-inline: 21px;
}

.button--navy {
  color: var(--white);
  background: linear-gradient(145deg, var(--navy-soft), var(--navy));
  box-shadow: 0 18px 38px -18px rgba(7, 29, 61, 0.85);
}

.button--navy:hover {
  background: var(--navy-deep);
  box-shadow: 0 22px 44px -18px rgba(7, 29, 61, 0.9);
}

.button--white {
  color: var(--navy);
  background: rgba(255, 255, 255, 0.86);
  border-color: rgba(7, 29, 61, 0.13);
  box-shadow: 0 12px 28px -18px rgba(7, 29, 61, 0.5);
}

.button--white:hover {
  border-color: rgba(212, 175, 55, 0.7);
  background: var(--white);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 54px 0 0;
  background:
    radial-gradient(circle at 90% 4%, rgba(212, 175, 55, 0.14), transparent 29%),
    radial-gradient(circle at 2% 38%, rgba(7, 29, 61, 0.08), transparent 29%),
    var(--canvas);
}

.orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
}

.orb--gold {
  width: 330px;
  height: 330px;
  left: -170px;
  top: -100px;
  background: rgba(212, 175, 55, 0.18);
}

.orb--navy {
  width: 430px;
  height: 430px;
  right: -210px;
  top: 160px;
  background: rgba(7, 29, 61, 0.09);
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(460px, 0.98fr);
  align-items: center;
  gap: 78px;
}

.hero-copy {
  padding-bottom: 44px;
}

.eyebrow-pill {
  width: max-content;
  max-width: 100%;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 0;
  padding: 9px 14px;
  color: var(--navy);
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(7, 29, 61, 0.08);
  border-radius: 999px;
  box-shadow: 0 12px 32px -24px rgba(7, 29, 61, 0.55);
  font-size: 12px;
  font-weight: 750;
  backdrop-filter: blur(14px);
}

.eyebrow-pill svg {
  color: var(--gold);
}

.hero h1 {
  margin: 25px 0 0;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: clamp(45px, 4.45vw, 67px);
  font-weight: 800;
  letter-spacing: -0.055em;
  line-height: 1.03;
}

.hero h1 span {
  color: transparent;
  background: linear-gradient(102deg, var(--gold-light), var(--gold));
  background-clip: text;
  -webkit-background-clip: text;
}

.hero-lead {
  max-width: 650px;
  margin: 25px 0 0;
  color: #607087;
  font-size: 17px;
  line-height: 1.75;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.hero-legal {
  max-width: 590px;
  margin: 23px 0 0;
  color: #718096;
  font-size: 11.5px;
  line-height: 1.65;
}

.hero-visual {
  position: relative;
  min-height: 590px;
  padding: 18px 0 34px;
}

.hero-photo-wrap {
  position: absolute;
  inset: 24px 0 0 18px;
  overflow: hidden;
  border-radius: 34px;
  box-shadow: var(--shadow-float);
  background: linear-gradient(145deg, #d6dce5, #f8f5ee);
}

.hero-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 28%;
}

.photo-shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(7, 29, 61, 0.78), transparent 55%);
}

.photo-caption {
  position: absolute;
  right: 22px;
  bottom: 22px;
  left: 22px;
  padding: 17px 19px;
  color: var(--white);
  border-radius: 20px;
}

.photo-caption span {
  display: block;
  margin-bottom: 5px;
  color: var(--gold-light);
  font-size: 9px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.photo-caption strong {
  display: block;
  font-size: 13px;
  line-height: 1.45;
}

.glass-card {
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(255, 255, 255, 0.72);
  box-shadow: var(--shadow-soft);
  backdrop-filter: blur(20px) saturate(145%);
}

.glass-dark {
  background: rgba(7, 29, 61, 0.48);
  border: 1px solid rgba(255, 255, 255, 0.16);
  backdrop-filter: blur(18px) saturate(140%);
}

.float-card {
  position: absolute;
  z-index: 3;
  padding: 16px;
  border-radius: 20px;
  animation: float 7s ease-in-out infinite;
}

.float-card--sanction {
  width: 224px;
  left: -22px;
  top: -4px;
}

.float-card--rate {
  width: 196px;
  right: -30px;
  top: 132px;
  animation-duration: 9s;
  animation-delay: -2s;
}

.float-card--emi {
  width: 250px;
  left: -12px;
  bottom: -8px;
  animation-duration: 8s;
  animation-delay: -4s;
}

.float-card__label {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--navy);
  font-size: 11px;
}

.float-card__label--spread {
  justify-content: space-between;
}

.float-card__label--spread > span {
  display: flex;
  align-items: center;
  gap: 5px;
}

.status-icon {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 11px;
}

.status-icon--green {
  color: var(--green);
  background: rgba(34, 197, 94, 0.12);
}

.float-card p {
  margin: 11px 0 2px;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 21px;
  font-weight: 750;
  letter-spacing: -0.03em;
}

.float-card p em {
  color: #64748b;
  font-family: var(--font-inter), Inter, sans-serif;
  font-size: 12px;
  font-style: normal;
  font-weight: 600;
}

.float-card small {
  color: #718096;
  font-size: 9.5px;
  line-height: 1.45;
}

.gold-icon {
  color: var(--gold);
}

.green-icon {
  color: var(--green);
}

.progress-track {
  height: 6px;
  overflow: hidden;
  margin: 11px 0 7px;
  background: #e7ecf2;
  border-radius: 99px;
}

.progress-track span {
  display: block;
  width: 74%;
  height: 100%;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: inherit;
}

.trust-wrap {
  position: relative;
  z-index: 4;
  transform: translateY(46px);
}

.trust-bar {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 8px;
  padding: 18px 20px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(7, 29, 61, 0.08);
  border-radius: 26px;
  box-shadow: var(--shadow-soft);
  backdrop-filter: blur(16px);
}

.trust-item {
  min-height: 50px;
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 6px 8px;
  color: var(--navy);
}

.trust-item span {
  width: 40px;
  height: 40px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: #eef3f8;
  border-radius: 14px;
}

.trust-item strong {
  font-size: 12.5px;
  line-height: 1.35;
}

.section {
  padding: 120px 0;
}

.section--preview {
  min-height: 440px;
  background: #f8fafc;
}

.section-kicker {
  margin: 0 0 14px;
  color: #ba8e00;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.22em;
  text-transform: uppercase;
}

.section h2 {
  max-width: 730px;
  margin: 0;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: clamp(34px, 4vw, 52px);
  font-weight: 800;
  letter-spacing: -0.045em;
  line-height: 1.1;
}

.section-intro {
  max-width: 680px;
  margin: 18px 0 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.7;
}

@keyframes float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-12px);
  }
}

@keyframes rise {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.rise-in {
  animation: rise 700ms cubic-bezier(0.22, 1, 0.36, 1) both;
}

@media (max-width: 1120px) {
  .desktop-nav {
    display: none;
  }

  .menu-button {
    display: grid;
  }

  .mobile-nav {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 7px;
    padding-top: 8px;
    padding-bottom: 20px;
  }

  .mobile-nav a:not(.button) {
    padding: 12px 14px;
    color: #526176;
    background: rgba(255, 255, 255, 0.72);
    border-radius: 12px;
    font-size: 13px;
    font-weight: 650;
  }

  .mobile-nav .button {
    grid-column: 1 / -1;
    min-height: 46px;
    margin-top: 3px;
  }

  .hero-grid {
    grid-template-columns: minmax(0, 0.93fr) minmax(410px, 1.07fr);
    gap: 40px;
  }

  .hero h1 {
    font-size: clamp(44px, 5vw, 58px);
  }

  .float-card--rate {
    right: -8px;
  }
}

@media (max-width: 860px) {
  .hero {
    padding-top: 38px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .hero-copy {
    text-align: center;
    padding-bottom: 0;
  }

  .eyebrow-pill,
  .hero-actions {
    margin-inline: auto;
  }

  .hero-lead,
  .hero-legal {
    margin-inline: auto;
  }

  .hero-actions {
    justify-content: center;
  }

  .hero-visual {
    width: min(610px, 100%);
    min-height: 600px;
    margin: 0 auto;
  }

  .trust-bar {
    grid-template-columns: repeat(2, 1fr);
  }

  .trust-item:last-child {
    grid-column: 1 / -1;
    justify-content: center;
  }
}

@media (max-width: 560px) {
  .site-shell {
    width: min(100% - 28px, 1280px);
  }

  .header-inner {
    min-height: 72px;
  }

  .brand-mark {
    width: 42px;
    height: 42px;
    border-radius: 15px;
  }

  .brand-logo {
    width: 46px;
    height: 46px;
  }

  .brand-copy strong {
    font-size: 18px;
  }

  .brand-copy small {
    gap: 5px;
    font-size: 6.7px;
    letter-spacing: 0.17em;
  }

  .brand-copy small::before {
    width: 12px;
  }

  .brand-wordmark__spark {
    margin-left: 3px;
    font-size: 7px;
    transform: translateY(-7px);
  }

  .desktop-apply {
    display: none;
  }

  .mobile-nav {
    grid-template-columns: 1fr;
  }

  .mobile-nav .button {
    grid-column: auto;
  }

  .hero {
    padding-top: 24px;
  }

  .eyebrow-pill {
    font-size: 10.5px;
    padding: 8px 11px;
  }

  .hero h1 {
    margin-top: 20px;
    font-size: clamp(39px, 12vw, 50px);
  }

  .hero-lead {
    margin-top: 20px;
    font-size: 15px;
    line-height: 1.7;
  }

  .hero-actions {
    display: grid;
  }

  .hero-actions .button {
    width: 100%;
  }

  .hero-visual {
    min-height: 505px;
    margin-top: 18px;
  }

  .hero-photo-wrap {
    inset: 30px 5px 0;
    border-radius: 28px;
  }

  .photo-caption {
    right: 13px;
    bottom: 13px;
    left: 13px;
  }

  .float-card {
    padding: 13px;
    border-radius: 17px;
  }

  .float-card--sanction {
    width: 190px;
    left: -4px;
    top: 0;
  }

  .float-card--rate {
    width: 166px;
    right: -3px;
    top: 126px;
  }

  .float-card--emi {
    width: 210px;
    left: 1px;
    bottom: -5px;
  }

  .float-card p {
    font-size: 17px;
  }

  .trust-wrap {
    transform: translateY(34px);
  }

  .trust-bar {
    grid-template-columns: 1fr;
    padding: 13px;
    border-radius: 22px;
  }

  .trust-item,
  .trust-item:last-child {
    grid-column: auto;
    justify-content: flex-start;
  }

  .section {
    padding: 96px 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 1ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 1ms !important;
  }
}

/* Complete homepage sections */
.services-section {
  background: #f8fafc;
}

.section-heading {
  margin-bottom: 44px;
}

.section-heading--split {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.7fr);
  align-items: end;
  gap: 70px;
}

.section-heading--split .section-intro {
  margin: 0;
}

.section-heading--center {
  max-width: 790px;
  margin-right: auto;
  margin-left: auto;
  text-align: center;
}

.section-heading--center h2,
.section-heading--center .section-intro {
  margin-right: auto;
  margin-left: auto;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.service-card {
  min-height: 278px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding: 28px;
  color: var(--ink);
  background:
    radial-gradient(circle at 100% 0, rgba(212, 175, 55, 0.1), transparent 33%),
    rgba(255, 255, 255, 0.94);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 16px 35px -28px rgba(7, 29, 61, 0.5);
  transition: transform 240ms cubic-bezier(0.22, 1, 0.36, 1), box-shadow 240ms ease, border-color 240ms ease;
}

.service-card:hover {
  transform: translateY(-6px);
  border-color: rgba(212, 175, 55, 0.5);
  box-shadow: var(--shadow-float);
}

.service-card--featured {
  grid-column: span 2;
  color: var(--white);
  background:
    radial-gradient(circle at 90% 15%, rgba(212, 175, 55, 0.22), transparent 35%),
    linear-gradient(145deg, #102f59, var(--navy-deep));
  border-color: rgba(255, 255, 255, 0.1);
}

.icon-box {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: linear-gradient(145deg, #f9e8ad, var(--gold-light));
  border-radius: 17px;
  box-shadow: 0 14px 28px -18px rgba(212, 175, 55, 0.75);
}

.service-card h3,
.reason-card h3,
.process-card h3,
.guide-card h3,
.eligibility-card h3,
.contact-card h3 {
  margin: 22px 0 0;
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 19px;
  font-weight: 750;
  letter-spacing: -0.025em;
}

.service-card p,
.reason-card p,
.process-card p {
  margin: 11px 0 0;
  color: var(--muted);
  font-size: 13.5px;
  line-height: 1.7;
}

.service-card--featured p {
  max-width: 470px;
  color: rgba(255, 255, 255, 0.7);
}

.service-card a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: auto;
  padding-top: 20px;
  color: var(--navy);
  font-size: 12.5px;
  font-weight: 750;
}

.service-card--featured a {
  color: var(--gold-light);
}

.metrics-strip {
  padding: 44px 0 58px;
  background: var(--white);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.metrics-note {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 20px;
}

.metrics-note .section-kicker {
  margin: 0;
}

.metrics-note > span {
  color: var(--muted);
  font-size: 11px;
}

.metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.metric-card {
  min-height: 156px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 24px;
  background: var(--canvas);
  border: 1px solid var(--line);
  border-radius: 20px;
}

.metric-card strong {
  color: var(--gold);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 36px;
  line-height: 1;
}

.metric-card span {
  margin-top: 13px;
  color: var(--navy);
  font-size: 13px;
  font-weight: 750;
}

.metric-card small {
  margin-top: 7px;
  color: #8995a6;
  font-size: 9px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.why-section {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 0 50%, rgba(212, 175, 55, 0.11), transparent 28%),
    var(--canvas);
}

.why-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(560px, 1.18fr);
  align-items: center;
  gap: 80px;
}

.why-intro {
  position: sticky;
  top: 120px;
}

.advisory-promise {
  display: flex;
  align-items: flex-start;
  gap: 15px;
  margin-top: 34px;
  padding: 20px;
  color: var(--white);
  background: linear-gradient(145deg, #12335e, var(--navy));
  border-radius: 22px;
  box-shadow: var(--shadow-soft);
}

.advisory-promise > svg {
  flex: 0 0 auto;
  color: var(--gold-light);
}

.advisory-promise strong,
.advisory-promise span {
  display: block;
}

.advisory-promise strong {
  font-size: 13px;
  line-height: 1.45;
}

.advisory-promise span {
  margin-top: 5px;
  color: rgba(255, 255, 255, 0.68);
  font-size: 11px;
  line-height: 1.55;
}

.reason-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.reason-card {
  min-height: 230px;
  padding: 26px;
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(7, 29, 61, 0.08);
  border-radius: 23px;
  box-shadow: 0 18px 38px -32px rgba(7, 29, 61, 0.65);
  backdrop-filter: blur(14px);
}

.reason-card:nth-child(2n) {
  transform: translateY(26px);
}

.reason-number {
  width: 43px;
  height: 43px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: linear-gradient(145deg, #fff8df, #f7e7ac);
  border-radius: 15px;
}

.calculator-section {
  position: relative;
  overflow: hidden;
  color: var(--white);
  background:
    radial-gradient(circle at 10% 10%, rgba(212, 175, 55, 0.18), transparent 34%),
    linear-gradient(145deg, #0b2a52, #04152d 76%);
}

.calculator-orb {
  position: absolute;
  right: -160px;
  bottom: -230px;
  width: 540px;
  height: 540px;
  background: rgba(212, 175, 55, 0.12);
  border-radius: 50%;
  filter: blur(80px);
}

.calculator-layout {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(560px, 1.08fr);
  align-items: center;
  gap: 90px;
}

.section-kicker--light {
  color: var(--gold-light);
}

.calculator-copy h2,
.contact-copy h2 {
  color: var(--white);
}

.calculator-copy > p:not(.section-kicker),
.contact-copy > p:not(.section-kicker):not(.contact-legal) {
  margin: 22px 0 0;
  color: rgba(255, 255, 255, 0.68);
  font-size: 15px;
  line-height: 1.75;
}

.calculator-copy ul {
  display: grid;
  gap: 12px;
  margin: 32px 0 0;
  padding: 0;
  list-style: none;
}

.calculator-copy li {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.83);
  font-size: 13px;
}

.calculator-copy li svg {
  color: var(--gold-light);
}

.calculator-card {
  padding: 34px;
  color: var(--ink);
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 28px;
  box-shadow: 0 40px 90px -40px rgba(0, 0, 0, 0.65);
}

.calculator-card__top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
  padding-bottom: 23px;
  border-bottom: 1px solid var(--line);
}

.mini-label {
  display: block;
  margin: 0;
  color: #8a6b00;
  font-size: 9px;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.emi-output {
  display: block;
  margin-top: 7px;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 800;
  letter-spacing: -0.05em;
  line-height: 1;
}

.calculator-icon {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: #f7e9b5;
  border-radius: 17px;
}

.slider-group {
  margin-top: 24px;
}

.slider-label {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.slider-label label {
  color: #536279;
  font-size: 12px;
  font-weight: 650;
}

.slider-label output {
  color: var(--navy);
  font-size: 13px;
  font-weight: 800;
}

.slider-group input[type="range"] {
  width: 100%;
  height: 5px;
  margin: 16px 0 0;
  appearance: none;
  accent-color: var(--gold);
  background: linear-gradient(90deg, var(--gold), #eadba4);
  border-radius: 99px;
  cursor: pointer;
}

.slider-group input[type="range"]::-webkit-slider-thumb {
  width: 19px;
  height: 19px;
  appearance: none;
  background: var(--white);
  border: 5px solid var(--gold);
  border-radius: 50%;
  box-shadow: 0 5px 15px rgba(7, 29, 61, 0.25);
}

.range-ends {
  display: flex;
  justify-content: space-between;
  margin-top: 8px;
  color: #9aa4b2;
  font-size: 9px;
}

.repayment-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 27px;
}

.repayment-grid > div {
  padding: 17px;
  background: #f1f4f8;
  border-radius: 17px;
}

.repayment-grid span,
.repayment-grid strong {
  display: block;
}

.repayment-grid span {
  color: #778397;
  font-size: 10px;
}

.repayment-grid strong {
  margin-top: 6px;
  color: var(--navy);
  font-size: 14px;
}

.calculator-disclaimer {
  margin: 15px 0 0;
  color: #8490a2;
  font-size: 9.5px;
  line-height: 1.55;
}

.process-section {
  background: var(--white);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 15px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.process-card {
  position: relative;
  min-height: 245px;
  padding: 24px;
  background: var(--canvas);
  border: 1px solid var(--line);
  border-radius: 22px;
}

.process-step {
  display: block;
  color: rgba(7, 29, 61, 0.18);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.12em;
}

.process-icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  margin-top: 18px;
  color: var(--navy);
  background: #f4e5ac;
  border-radius: 16px;
}

.process-card h3 {
  margin-top: 19px;
  font-size: 15px;
}

.process-card p {
  font-size: 11px;
}

.process-arrow {
  position: absolute;
  z-index: 2;
  right: -18px;
  top: 50%;
  color: var(--gold);
  transform: translateY(-50%);
}

.eligibility-section {
  background:
    radial-gradient(circle at 8% 10%, rgba(212, 175, 55, 0.14), transparent 26%),
    var(--canvas);
}

.eligibility-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(600px, 1.08fr);
  align-items: start;
  gap: 78px;
}

.eligibility-copy {
  position: sticky;
  top: 120px;
}

.form-trust-list {
  display: grid;
  gap: 12px;
  margin-top: 30px;
}

.form-trust-list span {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #536279;
  font-size: 12.5px;
  font-weight: 650;
}

.form-trust-list svg {
  color: #b88e0c;
}

.form-side-note {
  margin-top: 30px;
  padding: 18px;
  background: #fff8de;
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: 18px;
}

.form-side-note strong {
  color: #745900;
  font-size: 11px;
}

.form-side-note p {
  margin: 6px 0 0;
  color: #776c4a;
  font-size: 10.5px;
  line-height: 1.6;
}

.eligibility-card {
  min-height: 590px;
  padding: 34px;
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(7, 29, 61, 0.08);
  border-radius: 28px;
  box-shadow: var(--shadow-soft);
}

.form-heading {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 18px;
  margin-bottom: 26px;
}

.form-heading h3 {
  margin-top: 7px;
  color: var(--navy);
  font-size: 24px;
}

.form-heading > span {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: #f6e8b3;
  border-radius: 16px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.form-grid label,
.consent-check {
  display: grid;
  gap: 7px;
}

.form-grid label > span {
  color: #4d5b70;
  font-size: 10.5px;
  font-weight: 750;
}

.form-grid input,
.form-grid select {
  width: 100%;
  height: 48px;
  padding: 0 14px;
  color: var(--ink);
  background: #f8fafc;
  border: 1px solid rgba(7, 29, 61, 0.12);
  border-radius: 13px;
  outline: none;
  transition: border-color 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.form-grid input::placeholder {
  color: #a1aab7;
}

.form-grid input:focus,
.form-grid select:focus {
  background: var(--white);
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(212, 175, 55, 0.12);
}

.consent-check {
  grid-template-columns: auto 1fr;
  align-items: flex-start;
  gap: 10px;
  margin-top: 21px;
  color: #66758a;
  font-size: 10.5px;
  line-height: 1.6;
}

.consent-check input {
  width: 17px;
  height: 17px;
  margin: 2px 0 0;
  accent-color: var(--navy);
}

.button--gold {
  color: var(--navy);
  background: linear-gradient(100deg, var(--gold-light), var(--gold));
  box-shadow: 0 18px 40px -20px rgba(212, 175, 55, 0.9);
}

.button--gold:hover {
  background: linear-gradient(100deg, #f8df8c, #cda62d);
}

.form-submit {
  width: 100%;
  margin-top: 20px;
  border: 0;
  cursor: pointer;
}

.form-disclaimer {
  margin: 13px 0 0;
  color: #8490a2;
  font-size: 9.5px;
  line-height: 1.55;
  text-align: center;
}

.form-success {
  min-height: 520px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
}

.form-success > span {
  width: 74px;
  height: 74px;
  display: grid;
  place-items: center;
  margin-bottom: 23px;
  color: var(--green);
  background: rgba(34, 197, 94, 0.12);
  border-radius: 24px;
}

.form-success h3 {
  max-width: 440px;
  margin-top: 5px;
  color: var(--navy);
  font-size: 28px;
}

.form-success > p:not(.section-kicker) {
  max-width: 480px;
  margin: 14px 0 26px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.7;
}

.testimonials-section {
  background: var(--white);
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.testimonial-card {
  position: relative;
  padding: 28px;
  background: linear-gradient(145deg, #f8fafc, #fff);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 18px 42px -34px rgba(7, 29, 61, 0.7);
}

.testimonial-top {
  display: flex;
  align-items: center;
  gap: 12px;
}

.avatar-placeholder {
  width: 45px;
  height: 45px;
  display: grid;
  place-items: center;
  color: var(--gold-light);
  background: var(--navy);
  border-radius: 50%;
  font-size: 10px;
  font-weight: 800;
}

.stars {
  display: flex;
  gap: 2px;
  color: var(--gold);
}

.quote-icon {
  margin-left: auto;
  color: rgba(7, 29, 61, 0.14);
}

.testimonial-card blockquote {
  margin: 25px 0 0;
  color: #405068;
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 15px;
  font-weight: 600;
  line-height: 1.75;
}

.testimonial-card footer {
  display: grid;
  gap: 4px;
  margin-top: 25px;
  padding-top: 19px;
  border-top: 1px solid var(--line);
}

.testimonial-card footer strong {
  color: var(--navy);
  font-size: 12px;
}

.testimonial-card footer span {
  color: var(--muted);
  font-size: 10.5px;
}

.testimonial-card footer small {
  width: max-content;
  margin-top: 6px;
  padding: 4px 7px;
  color: #7f6508;
  background: #fff4ca;
  border-radius: 6px;
  font-size: 8px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.guides-section {
  background: var(--canvas);
}

.guide-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.guide-card {
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 25px;
  box-shadow: 0 18px 42px -34px rgba(7, 29, 61, 0.7);
  transition: transform 220ms ease, box-shadow 220ms ease;
}

.guide-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-soft);
}

.guide-visual {
  min-height: 150px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 28px;
  color: rgba(255, 255, 255, 0.22);
  background:
    radial-gradient(circle at 88% 10%, rgba(212, 175, 55, 0.35), transparent 35%),
    linear-gradient(145deg, #143862, var(--navy));
}

.guide-visual > span {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: var(--gold-light);
  border-radius: 18px;
}

.guide-content {
  padding: 26px;
}

.guide-content > p {
  margin: 0;
  color: #9a7600;
  font-size: 9px;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.guide-content h3 {
  margin-top: 13px;
  color: var(--navy);
  font-size: 18px;
  line-height: 1.4;
}

.guide-content > span {
  display: block;
  margin-top: 12px;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.65;
}

.guide-content a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 21px;
  color: var(--navy);
  font-size: 11.5px;
  font-weight: 800;
}

.faq-section {
  background: var(--white);
}

.faq-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.65fr) minmax(550px, 1.05fr);
  align-items: start;
  gap: 90px;
}

.faq-intro {
  position: sticky;
  top: 120px;
}

.faq-intro .button {
  margin-top: 30px;
}

.faq-list {
  display: grid;
  gap: 11px;
}

.faq-list details {
  background: #f8fafc;
  border: 1px solid var(--line);
  border-radius: 17px;
  transition: border-color 160ms ease, background 160ms ease;
}

.faq-list details[open] {
  background: var(--white);
  border-color: rgba(212, 175, 55, 0.45);
  box-shadow: 0 16px 34px -30px rgba(7, 29, 61, 0.65);
}

.faq-list summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 19px 20px;
  color: var(--navy);
  cursor: pointer;
  list-style: none;
  font-size: 13px;
  font-weight: 750;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary svg {
  flex: 0 0 auto;
  color: #9e7a00;
  transition: transform 160ms ease;
}

.faq-list details[open] summary svg {
  transform: rotate(180deg);
}

.faq-list details p {
  margin: 0;
  padding: 0 20px 20px;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.7;
}

.contact-section {
  color: var(--white);
  background:
    radial-gradient(circle at 8% 10%, rgba(212, 175, 55, 0.2), transparent 28%),
    linear-gradient(145deg, #0b2c56, var(--navy-deep));
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.65fr) minmax(620px, 1.1fr);
  align-items: center;
  gap: 70px;
}

.contact-copy .button {
  margin-top: 30px;
}

.contact-legal {
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.48);
  font-size: 9px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.contact-card {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(260px, 1fr);
  overflow: hidden;
  color: var(--ink);
  background: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 28px;
  box-shadow: 0 40px 90px -42px rgba(0, 0, 0, 0.75);
}

.contact-details {
  padding: 30px;
}

.contact-details h3 {
  margin: 0;
  color: var(--navy);
  font-size: 22px;
}

.contact-details > p {
  margin: 7px 0 0;
  color: var(--muted);
  font-size: 11px;
}

.contact-details ul {
  display: grid;
  gap: 13px;
  margin: 25px 0 0;
  padding: 0;
  list-style: none;
}

.contact-details li {
  display: flex;
  align-items: center;
  gap: 12px;
}

.contact-details li > span {
  width: 38px;
  height: 38px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: #f6e8b6;
  border-radius: 13px;
}

.contact-details li small,
.contact-details li strong {
  display: block;
}

.contact-details li small {
  color: #8a95a5;
  font-size: 8.5px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.contact-details li strong {
  margin-top: 3px;
  color: #35445b;
  font-size: 10.5px;
}

.map-wrap {
  position: relative;
  min-height: 100%;
  background: #dbe3ec;
}

.map-wrap iframe {
  width: 100%;
  height: 100%;
  min-height: 420px;
  display: block;
  border: 0;
  filter: saturate(0.75) contrast(0.94);
}

.map-wrap a {
  position: absolute;
  right: 14px;
  bottom: 14px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 12px;
  color: var(--navy);
  background: rgba(255, 255, 255, 0.92);
  border-radius: 12px;
  box-shadow: var(--shadow-soft);
  font-size: 9.5px;
  font-weight: 750;
}

.site-footer {
  color: rgba(255, 255, 255, 0.72);
  background: #031126;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.35fr repeat(3, 0.65fr);
  gap: 55px;
  padding-top: 72px;
  padding-bottom: 48px;
}

.brand--footer .brand-copy strong {
  color: var(--white);
}

.brand--footer .brand-wordmark__fin {
  color: var(--white);
}

.brand--footer .brand-copy small {
  color: rgba(255, 255, 255, 0.55);
}

.footer-brand > p {
  max-width: 330px;
  margin: 24px 0 0;
  color: var(--white);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 16px;
  font-weight: 700;
  line-height: 1.55;
}

.footer-brand > span {
  display: block;
  max-width: 330px;
  margin-top: 12px;
  color: rgba(255, 255, 255, 0.48);
  font-size: 10px;
  line-height: 1.65;
}

.social-placeholders {
  display: flex;
  gap: 8px;
  margin-top: 22px;
}

.social-placeholders span {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  color: rgba(255, 255, 255, 0.55);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 12px;
}

.footer-column {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 11px;
}

.footer-column h3 {
  margin: 0 0 7px;
  color: var(--white);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 12px;
  font-weight: 750;
}

.footer-column a,
.footer-column button {
  padding: 0;
  color: rgba(255, 255, 255, 0.55);
  background: none;
  border: 0;
  cursor: pointer;
  font-size: 10.5px;
  text-align: left;
  transition: color 160ms ease;
}

.footer-column a:hover,
.footer-column button:hover {
  color: var(--gold-light);
}

.footer-disclaimer {
  padding-top: 26px;
  padding-bottom: 26px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-disclaimer p {
  margin: 0;
  color: rgba(255, 255, 255, 0.43);
  font-size: 9px;
  line-height: 1.75;
}

.footer-disclaimer strong {
  color: rgba(255, 255, 255, 0.66);
}

.footer-bottom {
  background: rgba(0, 0, 0, 0.18);
}

.footer-bottom > div {
  min-height: 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  color: rgba(255, 255, 255, 0.38);
  font-size: 9px;
}

.modal-backdrop {
  position: fixed;
  z-index: 100;
  inset: 0;
  display: grid;
  place-items: center;
  padding: 24px;
  background: rgba(3, 17, 38, 0.72);
  backdrop-filter: blur(12px);
}

.legal-modal {
  width: min(680px, 100%);
  max-height: min(720px, calc(100vh - 48px));
  overflow: auto;
  background: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 26px;
  box-shadow: 0 40px 100px -35px rgba(0, 0, 0, 0.75);
}

.legal-modal__header {
  position: sticky;
  z-index: 1;
  top: 0;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
  padding: 27px 30px 22px;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}

.legal-modal__header .section-kicker {
  margin-bottom: 8px;
}

.legal-modal__header h2 {
  margin: 0;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 27px;
  letter-spacing: -0.035em;
}

.legal-modal__header button {
  width: 42px;
  height: 42px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: var(--canvas);
  border: 1px solid var(--line);
  border-radius: 13px;
  cursor: pointer;
}

.legal-modal__body {
  padding: 28px 30px 32px;
}

.legal-modal__body > p {
  margin: 0 0 16px;
  color: #526176;
  font-size: 13px;
  line-height: 1.8;
}

.legal-draft-note {
  margin-top: 24px;
  padding: 16px;
  color: #756629;
  background: #fff8df;
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: 15px;
  font-size: 10.5px;
  line-height: 1.65;
}

@media (max-width: 1120px) {
  .service-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .service-card--featured {
    grid-column: span 1;
  }

  .why-layout,
  .calculator-layout,
  .eligibility-layout,
  .faq-layout,
  .contact-layout {
    gap: 48px;
  }

  .why-layout {
    grid-template-columns: minmax(0, 0.78fr) minmax(500px, 1.22fr);
  }

  .calculator-layout {
    grid-template-columns: minmax(0, 0.72fr) minmax(510px, 1.08fr);
  }

  .process-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .process-card:nth-child(4),
  .process-card:nth-child(5) {
    grid-column: span 1;
  }

  .process-arrow {
    display: none;
  }

  .eligibility-layout {
    grid-template-columns: minmax(0, 0.65fr) minmax(540px, 1.12fr);
  }

  .faq-layout {
    grid-template-columns: minmax(0, 0.55fr) minmax(520px, 1.1fr);
  }

  .contact-layout {
    grid-template-columns: minmax(0, 0.52fr) minmax(580px, 1.15fr);
  }

  .footer-grid {
    grid-template-columns: 1.15fr repeat(3, 0.65fr);
    gap: 30px;
  }
}

@media (max-width: 860px) {
  .section-heading--split,
  .why-layout,
  .calculator-layout,
  .eligibility-layout,
  .faq-layout,
  .contact-layout {
    grid-template-columns: 1fr;
  }

  .section-heading--split {
    gap: 18px;
  }

  .section-heading--split .section-intro {
    margin-top: 0;
  }

  .service-grid,
  .metrics-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .why-intro,
  .eligibility-copy,
  .faq-intro {
    position: static;
  }

  .reason-card:nth-child(2n) {
    transform: none;
  }

  .calculator-copy,
  .contact-copy {
    max-width: 680px;
  }

  .process-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .testimonial-grid,
  .guide-grid {
    grid-template-columns: 1fr;
  }

  .guide-card {
    display: grid;
    grid-template-columns: 230px 1fr;
  }

  .contact-card {
    grid-template-columns: minmax(0, 0.8fr) minmax(280px, 1fr);
  }

  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 560px) {
  .section-heading {
    margin-bottom: 30px;
  }

  .section h2,
  .calculator-copy h2,
  .contact-copy h2 {
    font-size: 34px;
  }

  .service-grid,
  .metrics-grid,
  .reason-grid,
  .process-grid,
  .form-grid,
  .repayment-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .service-card {
    min-height: 240px;
  }

  .metrics-note {
    align-items: flex-start;
    flex-direction: column;
  }

  .why-layout,
  .calculator-layout,
  .eligibility-layout,
  .faq-layout,
  .contact-layout {
    gap: 38px;
  }

  .calculator-card,
  .eligibility-card {
    padding: 22px;
    border-radius: 23px;
  }

  .emi-output {
    font-size: 34px;
  }

  .process-card {
    min-height: 215px;
  }

  .guide-card {
    display: block;
  }

  .guide-visual {
    min-height: 130px;
  }

  .faq-list summary {
    padding: 17px;
    font-size: 12px;
  }

  .faq-list details p {
    padding: 0 17px 18px;
  }

  .contact-card {
    grid-template-columns: 1fr;
  }

  .contact-details {
    padding: 24px;
  }

  .map-wrap iframe {
    min-height: 280px;
  }

  .footer-grid {
    gap: 36px;
    padding-top: 58px;
  }

  .footer-bottom > div {
    align-items: flex-start;
    flex-direction: column;
    justify-content: center;
    padding-top: 15px;
    padding-bottom: 15px;
  }

  .modal-backdrop {
    padding: 12px;
  }

  .legal-modal__header,
  .legal-modal__body {
    padding-right: 20px;
    padding-left: 20px;
  }
}

/* Dark premium hero refresh and persistent contact/scroll controls */
.site-header {
  background: rgba(255, 255, 255, 0.94);
}

.button--whatsapp {
  position: relative;
  overflow: hidden;
  min-height: 46px;
  gap: 9px;
  padding: 5px 17px 5px 6px;
  color: var(--white);
  background: linear-gradient(135deg, #20c763 0%, #12964a 100%);
  border-color: rgba(255, 255, 255, 0.22);
  box-shadow: 0 13px 28px -14px rgba(13, 125, 60, 0.9), inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.button--whatsapp:hover {
  background: linear-gradient(135deg, #29d56d 0%, #108b44 100%);
  box-shadow: 0 18px 36px -14px rgba(13, 125, 60, 0.98), inset 0 1px 0 rgba(255, 255, 255, 0.26);
}

.button--whatsapp::before {
  position: absolute;
  inset: 0;
  background: linear-gradient(110deg, transparent 15%, rgba(255, 255, 255, 0.16) 50%, transparent 72%);
  content: "";
  transform: translateX(-115%);
  transition: transform 500ms ease;
}

.button--whatsapp:hover::before {
  transform: translateX(115%);
}

.button--whatsapp > * {
  position: relative;
  z-index: 1;
}

.whatsapp-button__icon {
  position: relative;
  width: 34px;
  height: 34px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  color: #11984a;
  background: var(--white);
  border-radius: 50%;
  box-shadow: 0 7px 18px -10px rgba(4, 55, 25, 0.85);
}

.whatsapp-presence {
  position: absolute;
  right: -1px;
  bottom: 0;
  width: 9px;
  height: 9px;
  background: #7cf29f;
  border: 2px solid var(--white);
  border-radius: 50%;
}

.hero {
  overflow: hidden;
  padding: 48px 0 58px;
  color: var(--white);
  background:
    radial-gradient(circle at 11% 2%, rgba(212, 175, 55, 0.16), transparent 30%),
    radial-gradient(circle at 88% 58%, rgba(21, 52, 95, 0.76), transparent 34%),
    radial-gradient(circle, rgba(255, 255, 255, 0.055) 1px, transparent 1px),
    linear-gradient(135deg, #103560 0%, var(--navy) 52%, var(--navy-deep) 100%);
  background-size: auto, auto, 26px 26px, auto;
}

.hero .orb--gold {
  background: rgba(212, 175, 55, 0.15);
}

.hero .orb--navy {
  background: rgba(71, 128, 196, 0.16);
}

.hero-grid {
  grid-template-columns: minmax(0, 1.03fr) minmax(460px, 0.97fr);
  gap: 72px;
}

.hero-copy {
  padding-bottom: 0;
}

.eyebrow-pill {
  color: var(--gold-light);
  background: rgba(212, 175, 55, 0.08);
  border-color: rgba(242, 215, 131, 0.34);
  box-shadow: none;
}

.eyebrow-pill svg {
  color: var(--gold-light);
}

.hero h1 {
  color: var(--white);
  font-size: clamp(48px, 4.45vw, 70px);
  line-height: 0.98;
}

.hero h1 span {
  color: transparent;
  background: linear-gradient(102deg, var(--gold-light), var(--gold));
  background-clip: text;
  -webkit-background-clip: text;
}

.hero h1 em {
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.7em;
  font-style: normal;
  letter-spacing: -0.035em;
}

.hero-lead {
  color: rgba(231, 238, 248, 0.78);
  line-height: 1.7;
}

.hero-primary-button {
  min-width: 190px;
}

.button--hero-outline {
  color: var(--white);
  background: rgba(255, 255, 255, 0.035);
  border-color: rgba(255, 255, 255, 0.34);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.04);
}

.button--hero-outline:hover {
  color: var(--navy);
  background: var(--white);
  border-color: var(--white);
}

.hero-legal {
  color: rgba(225, 234, 245, 0.5);
}

.hero-proof {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px 16px;
  margin-top: 24px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
}

.hero-proof__item {
  display: flex;
  align-items: center;
  gap: 8px;
  min-width: 0;
  color: rgba(245, 248, 252, 0.78);
}

.hero-proof__item svg {
  flex: 0 0 auto;
  color: var(--gold);
}

.hero-proof__item strong {
  font-size: 10.5px;
  font-weight: 650;
  line-height: 1.35;
}

.hero-visual {
  min-height: 610px;
  padding: 16px 0 22px;
}

.hero-photo-wrap {
  inset: 14px 0 0 18px;
  border: 1px solid rgba(242, 215, 131, 0.22);
  box-shadow: 0 36px 90px -32px rgba(0, 0, 0, 0.75);
}

.photo-shade {
  background: linear-gradient(to top, rgba(4, 21, 45, 0.86), transparent 58%);
}

.float-card {
  box-shadow: 0 28px 70px -28px rgba(0, 0, 0, 0.72);
}

.float-card--emi {
  bottom: 104px;
}

.services-section {
  position: relative;
  z-index: 1;
}

.whatsapp-float {
  position: fixed;
  z-index: 48;
  right: 24px;
  bottom: 24px;
  display: inline-flex;
  align-items: center;
  gap: 11px;
  min-height: 64px;
  padding: 7px 14px 7px 7px;
  color: var(--white);
  background:
    radial-gradient(circle at 15% 5%, rgba(255, 255, 255, 0.2), transparent 32%),
    linear-gradient(140deg, #22ca64 0%, #11964a 65%, #087b3a 100%);
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 999px;
  box-shadow: 0 22px 52px -16px rgba(3, 74, 31, 0.82), inset 0 1px 0 rgba(255, 255, 255, 0.24);
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.whatsapp-float:hover {
  transform: translateY(-3px);
  box-shadow: 0 24px 54px -16px rgba(4, 75, 32, 0.78);
}

.whatsapp-float__icon {
  position: relative;
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  color: #109249;
  background: var(--white);
  border-radius: 50%;
  box-shadow: 0 10px 24px -14px rgba(4, 55, 25, 0.85);
}

.whatsapp-float__copy strong,
.whatsapp-float__copy small {
  display: block;
}

.whatsapp-float__copy strong {
  font-size: 13px;
  font-weight: 800;
  letter-spacing: -0.01em;
}

.whatsapp-float__copy small {
  margin-bottom: 2px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 8px;
  font-weight: 650;
  letter-spacing: 0.02em;
}

.whatsapp-float__arrow {
  margin-left: 2px;
  color: rgba(255, 255, 255, 0.78);
}

.scroll-rail {
  position: fixed;
  z-index: 47;
  top: 50%;
  right: 18px;
  display: grid;
  justify-items: center;
  gap: 8px;
  padding: 7px;
  background: rgba(255, 255, 255, 0.88);
  border: 1px solid rgba(7, 29, 61, 0.1);
  border-radius: 999px;
  box-shadow: 0 18px 45px -20px rgba(7, 29, 61, 0.55);
  backdrop-filter: blur(16px);
  transform: translateY(-50%);
}

.scroll-rail button {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  padding: 0;
  color: var(--navy);
  background: #f2f5f9;
  border: 0;
  border-radius: 50%;
  cursor: pointer;
  transition: color 160ms ease, background 160ms ease, transform 160ms ease;
}

.scroll-rail button:hover {
  color: var(--white);
  background: var(--navy);
  transform: scale(1.06);
}

.scroll-rail__track {
  position: relative;
  width: 3px;
  height: 56px;
  overflow: hidden;
  background: #dce3eb;
  border-radius: 99px;
}

.scroll-rail__track > span {
  position: absolute;
  inset: 0 0 auto;
  background: linear-gradient(to bottom, var(--gold-light), var(--gold));
  border-radius: inherit;
  transition: height 100ms linear;
}

.whatsapp-float:focus-visible,
.scroll-rail button:focus-visible {
  outline: 3px solid rgba(212, 175, 55, 0.52);
  outline-offset: 3px;
}

@media (max-width: 1120px) {
  .hero-grid {
    grid-template-columns: minmax(0, 0.93fr) minmax(410px, 1.07fr);
    gap: 40px;
  }

  .hero-proof {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 860px) {
  .hero {
    padding: 42px 0 62px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .hero-proof {
    width: min(590px, 100%);
    margin-inline: auto;
    text-align: left;
  }

  .hero-visual {
    min-height: 585px;
  }

  .float-card--emi {
    bottom: 94px;
  }
}

@media (max-width: 640px) {
  .desktop-whatsapp {
    display: none;
  }

  .hero {
    padding-top: 28px;
  }

  .hero h1 {
    font-size: clamp(40px, 12vw, 52px);
  }

  .hero-proof {
    grid-template-columns: 1fr 1fr;
    gap: 13px 10px;
  }

  .hero-proof__item:last-child {
    grid-column: 1 / -1;
    justify-content: center;
  }

  .whatsapp-float {
    right: 14px;
    bottom: 14px;
    min-height: 54px;
    padding: 5px;
  }

  .whatsapp-float__icon {
    width: 44px;
    height: 44px;
  }

  .whatsapp-float__copy {
    display: none;
  }

  .whatsapp-float__arrow {
    display: none;
  }

  .float-card--emi {
    bottom: 82px;
  }

  .scroll-rail {
    right: 10px;
    padding: 5px;
  }

  .scroll-rail button {
    width: 32px;
    height: 32px;
  }

  .scroll-rail__track {
    height: 42px;
  }
}

.brand-logo--footer {
  width: 64px;
  height: 64px;
  border-color: rgba(242, 215, 131, 0.65);
  box-shadow: 0 16px 36px -18px rgba(0, 0, 0, 0.9);
}

/* Launch-readiness credibility refinements */
.button--contact {
  min-height: 46px;
  gap: 9px;
  padding: 5px 18px 5px 6px;
  color: var(--navy);
  background: linear-gradient(145deg, #ffffff, #f6f8fb);
  border-color: rgba(7, 29, 61, 0.13);
  box-shadow: 0 14px 30px -20px rgba(7, 29, 61, 0.72);
}

.button--contact:hover {
  border-color: rgba(212, 175, 55, 0.68);
  background: var(--white);
  box-shadow: 0 18px 34px -20px rgba(7, 29, 61, 0.78);
}

.contact-button__icon {
  width: 34px;
  height: 34px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  color: var(--gold-light);
  background: linear-gradient(145deg, var(--navy-soft), var(--navy));
  border-radius: 50%;
}

.hero-advisory-notice {
  width: min(590px, 100%);
  display: flex;
  align-items: center;
  gap: 13px;
  margin-top: 24px;
  padding: 14px 16px;
  color: var(--white);
  background: rgba(255, 255, 255, 0.075);
  border: 1px solid rgba(242, 215, 131, 0.34);
  border-radius: 16px;
  box-shadow: inset 3px 0 0 var(--gold);
}

.hero-advisory-notice > svg {
  flex: 0 0 auto;
  color: var(--gold-light);
}

.hero-advisory-notice div {
  display: grid;
  gap: 3px;
}

.hero-advisory-notice strong {
  font-size: 13.5px;
  line-height: 1.35;
}

.hero-advisory-notice span {
  color: rgba(235, 241, 249, 0.72);
  font-size: 11.5px;
  line-height: 1.4;
}

.hero-example-note {
  position: absolute;
  z-index: 5;
  top: 24px;
  right: 18px;
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 10px 12px;
  color: #536176;
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(212, 175, 55, 0.44);
  border-radius: 14px;
  box-shadow: 0 18px 40px -24px rgba(0, 0, 0, 0.72);
  backdrop-filter: blur(18px);
}

.hero-example-note > svg {
  flex: 0 0 auto;
  color: #a87900;
}

.hero-example-note span {
  display: grid;
  gap: 2px;
  font-size: 9px;
  line-height: 1.3;
}

.hero-example-note strong {
  color: var(--navy);
  font-size: 10px;
}

.metric-card--standard {
  align-items: flex-start;
  justify-content: flex-start;
  min-height: 188px;
  background: linear-gradient(145deg, #f8fafc, #ffffff);
}

.metric-card__icon,
.expectation-card__icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  color: #9b7207;
  background: #fff7dc;
  border: 1px solid rgba(212, 175, 55, 0.24);
  border-radius: 14px;
}

.metric-card--standard strong {
  margin-top: 18px;
  color: var(--navy);
  font-size: 14px;
  line-height: 1.35;
}

.metric-card--standard p {
  margin: 9px 0 0;
  color: var(--muted);
  font-size: 11.5px;
  line-height: 1.65;
}

.expectation-card {
  min-height: 280px;
  padding: 32px;
  background: linear-gradient(145deg, #f8fafc, #ffffff);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 18px 42px -34px rgba(7, 29, 61, 0.7);
}

.expectation-card h3 {
  margin: 26px 0 0;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 18px;
  letter-spacing: -0.025em;
}

.expectation-card p {
  margin: 13px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.75;
}

.form-duplicate {
  margin: 14px 0 0;
  padding: 11px 13px;
  color: #7a4d0a;
  background: #fff8e7;
  border: 1px solid #f2d89a;
  border-radius: 12px;
  font-size: 11.5px;
  line-height: 1.55;
}

.contact-verification {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 34px;
  background:
    radial-gradient(circle at 100% 0%, rgba(212, 175, 55, 0.17), transparent 34%),
    linear-gradient(145deg, #f8fafc, #ffffff);
}

.contact-verification__icon {
  width: 58px;
  height: 58px;
  display: grid;
  place-items: center;
  color: var(--gold-light);
  background: var(--navy);
  border-radius: 18px;
  box-shadow: 0 18px 34px -18px rgba(7, 29, 61, 0.8);
}

.contact-verification .mini-label {
  margin: 24px 0 0;
}

.contact-verification h3 {
  margin: 9px 0 0;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 22px;
  line-height: 1.25;
  letter-spacing: -0.035em;
}

.contact-verification > p:not(.mini-label) {
  margin: 13px 0 0;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.7;
}

.contact-verification ul {
  display: grid;
  gap: 10px;
  margin: 22px 0 0;
  padding: 0;
  list-style: none;
}

.contact-verification li {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #42526a;
  font-size: 11px;
  font-weight: 650;
}

.contact-verification li svg {
  color: #9b7207;
}

.footer-verification-note {
  display: block;
  max-width: 250px;
  margin-top: 18px;
  color: rgba(255, 255, 255, 0.48);
  font-size: 10px;
  line-height: 1.55;
}

.contact-float {
  position: fixed;
  z-index: 48;
  right: 24px;
  bottom: 24px;
  display: inline-flex;
  align-items: center;
  gap: 11px;
  min-height: 64px;
  padding: 7px 14px 7px 7px;
  color: var(--white);
  background:
    radial-gradient(circle at 16% 4%, rgba(242, 215, 131, 0.2), transparent 34%),
    linear-gradient(140deg, #15345f 0%, var(--navy) 68%, var(--navy-deep) 100%);
  border: 1px solid rgba(242, 215, 131, 0.36);
  border-radius: 999px;
  box-shadow: 0 22px 52px -18px rgba(4, 21, 45, 0.88), inset 0 1px 0 rgba(255, 255, 255, 0.16);
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.contact-float:hover {
  transform: translateY(-3px);
  box-shadow: 0 26px 58px -18px rgba(4, 21, 45, 0.92);
}

.contact-float__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: linear-gradient(145deg, var(--gold-light), var(--gold));
  border-radius: 50%;
  box-shadow: 0 10px 24px -14px rgba(0, 0, 0, 0.8);
}

.contact-float__copy strong,
.contact-float__copy small {
  display: block;
}

.contact-float__copy strong {
  font-size: 13px;
  font-weight: 800;
  letter-spacing: -0.01em;
}

.contact-float__copy small {
  margin-bottom: 2px;
  color: rgba(255, 255, 255, 0.64);
  font-size: 8px;
  font-weight: 650;
}

.contact-float__arrow {
  margin-left: 2px;
  color: var(--gold-light);
}

.contact-float:focus-visible {
  outline: 3px solid rgba(212, 175, 55, 0.52);
  outline-offset: 3px;
}

@media (max-width: 860px) {
  .hero-advisory-notice {
    margin-right: auto;
    margin-left: auto;
    text-align: left;
  }
}

@media (max-width: 640px) {
  .hero-example-note {
    top: 0;
    right: 8px;
    left: 8px;
    justify-content: center;
  }

  .float-card--sanction {
    top: 74px;
  }

  .float-card--rate {
    top: 196px;
  }

  .contact-float {
    right: 14px;
    bottom: 14px;
    min-height: 54px;
    padding: 5px;
  }

  .contact-float__icon {
    width: 44px;
    height: 44px;
  }

  .contact-float__copy,
  .contact-float__arrow {
    display: none;
  }
}

/* Final conversion, readability and launch-polish pass */
.header-inner {
  min-height: 78px;
}

.brand {
  min-width: 184px;
}

.brand-logo {
  width: 56px;
  height: 56px;
}

.brand-copy strong {
  font-size: 23px;
}

.brand-copy small {
  font-size: 8.5px;
}

.desktop-nav a {
  padding: 11px 10px;
  font-size: 14px;
  font-weight: 650;
}

.header-actions .button--small {
  min-height: 46px;
  font-size: 14px;
}

.hero-lead {
  color: rgba(238, 244, 251, 0.88);
  font-size: 17px;
  line-height: 1.78;
}

.hero-legal {
  color: rgba(235, 242, 250, 0.72);
  font-size: 13px;
  line-height: 1.7;
}

.hero-proof {
  gap: 14px 20px;
}

.hero-proof__item {
  color: rgba(247, 249, 253, 0.92);
}

.hero-proof__item strong {
  font-size: 13px;
  font-weight: 680;
  line-height: 1.45;
}

.float-card--sanction {
  top: 58px;
}

.float-card--emi {
  bottom: 52px;
}

.service-card {
  position: relative;
}

.service-badge {
  position: absolute;
  top: 22px;
  right: 22px;
  padding: 7px 10px;
  color: var(--navy);
  background: var(--gold-light);
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 999px;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.comparison-panel {
  overflow: hidden;
  margin-top: 34px;
  background: var(--white);
  border: 1px solid rgba(7, 29, 61, 0.12);
  border-radius: 22px;
}

.comparison-panel__head,
.comparison-panel__row {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 15px;
  padding: 14px 16px;
}

.comparison-panel__head {
  color: rgba(255, 255, 255, 0.7);
  background: var(--navy);
  font-size: 10px;
  font-weight: 750;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.comparison-panel__head strong {
  color: var(--gold-light);
}

.comparison-panel__row {
  border-bottom: 1px solid var(--line);
  color: #718096;
  font-size: 11.5px;
  line-height: 1.45;
}

.comparison-panel__row strong {
  display: flex;
  align-items: center;
  gap: 6px;
  color: var(--navy);
}

.comparison-panel__row strong svg {
  flex: 0 0 auto;
  color: #9b7207;
}

.comparison-panel > p {
  margin: 0;
  padding: 12px 16px 14px;
  color: #7c8797;
  background: #f8fafc;
  font-size: 10px;
  line-height: 1.55;
}

.reason-card {
  background: rgba(255, 255, 255, 0.7);
  box-shadow: none;
}

.reason-card:hover {
  background: var(--white);
  border-color: rgba(212, 175, 55, 0.42);
}

.value-editor {
  min-width: 176px;
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 4px 8px 4px 11px;
  color: var(--navy);
  background: #f8fafc;
  border: 1px solid rgba(7, 29, 61, 0.14);
  border-radius: 12px;
}

.value-editor > span {
  font-weight: 800;
}

.value-editor input {
  width: 100px;
  min-width: 0;
  padding: 0;
  color: var(--navy);
  background: transparent;
  border: 0;
  outline: 0;
  font-size: 14px;
  font-weight: 800;
  text-align: right;
}

.value-editor small {
  color: #728096;
  font-size: 10px;
  font-weight: 700;
  white-space: nowrap;
}

.value-editor--rate,
.value-editor--tenure {
  min-width: 138px;
}

.value-editor--rate input,
.value-editor--tenure input {
  width: 58px;
}

.value-editor:focus-within {
  background: var(--white);
  border-color: var(--gold);
  box-shadow: 0 0 0 4px rgba(212, 175, 55, 0.14);
}

.slider-group input[type="range"]:focus-visible {
  outline: 3px solid rgba(212, 175, 55, 0.34);
  outline-offset: 7px;
}

.calculator-disclaimer {
  color: #66758a;
  font-size: 12px;
  line-height: 1.65;
}

.calculator-cta {
  width: 100%;
  margin-top: 18px;
}

.process-grid {
  position: relative;
  gap: 22px;
}

.process-grid::before {
  position: absolute;
  z-index: 0;
  top: 79px;
  right: 8%;
  left: 8%;
  height: 2px;
  background: linear-gradient(90deg, rgba(212, 175, 55, 0.18), var(--gold), rgba(212, 175, 55, 0.18));
  content: "";
}

.process-card {
  min-height: 238px;
  padding: 8px 12px 18px;
  background: transparent;
  border: 0;
  text-align: center;
}

.process-step {
  position: relative;
  z-index: 1;
  color: rgba(7, 29, 61, 0.38);
  font-size: 29px;
  letter-spacing: -0.04em;
  line-height: 1;
}

.process-icon {
  position: relative;
  z-index: 1;
  width: 56px;
  height: 56px;
  margin: 15px auto 0;
  background: linear-gradient(145deg, #fff8df, #f1d97e);
  border: 5px solid var(--white);
  border-radius: 50%;
  box-shadow: 0 11px 25px -18px rgba(7, 29, 61, 0.7);
}

.process-card h3 {
  margin-top: 17px;
  font-size: 16px;
}

.process-card p {
  font-size: 12.5px;
  line-height: 1.65;
}

.process-arrow {
  right: -23px;
  top: 78px;
  padding: 2px;
  color: #9b7207;
  background: var(--white);
  border-radius: 50%;
  transform: none;
}

.form-progress {
  display: grid;
  grid-template-columns: max-content 1fr max-content;
  align-items: center;
  gap: 12px;
  margin-bottom: 25px;
}

.form-progress span {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #8a95a5;
  font-size: 11px;
  font-weight: 700;
}

.form-progress span b {
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  color: #718096;
  background: #edf1f5;
  border-radius: 50%;
  font-size: 11px;
}

.form-progress span.is-active {
  color: var(--navy);
}

.form-progress span.is-active b {
  color: var(--navy);
  background: var(--gold-light);
}

.form-progress i {
  height: 2px;
  background: linear-gradient(90deg, var(--gold), #e8edf2);
  border-radius: 99px;
}

.form-step {
  min-width: 0;
  margin: 0;
  padding: 0;
  border: 0;
}

.form-step[hidden] {
  display: none;
}

.form-step legend {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
}

.form-step-description {
  margin: -10px 0 22px;
  color: #6f7d90;
  font-size: 13px;
  line-height: 1.6;
}

.form-grid__wide {
  grid-column: 1 / -1;
}

.form-grid label > span {
  font-size: 12.5px;
}

.form-grid input,
.form-grid select {
  height: 52px;
  font-size: 14px;
}

.consent-check {
  gap: 12px;
  margin-top: 24px;
  color: #4f5f74;
  font-size: 13px;
  line-height: 1.7;
}

.consent-check input {
  width: 20px;
  height: 20px;
}

.form-actions {
  display: grid;
  grid-template-columns: 0.35fr 1fr;
  gap: 12px;
  margin-top: 22px;
}

.form-actions .button {
  width: 100%;
}

.form-disclaimer {
  margin-top: 16px;
  color: #657388;
  font-size: 12.5px;
  line-height: 1.7;
  text-align: left;
}

.expectation-card {
  box-shadow: none;
}

.guide-grid {
  gap: 16px;
}

.guide-card {
  display: grid;
  grid-template-columns: 72px minmax(0, 1fr);
  align-items: start;
  padding: 23px;
  overflow: visible;
  border-radius: 22px;
  box-shadow: none;
}

.guide-card:hover {
  box-shadow: 0 18px 40px -34px rgba(7, 29, 61, 0.72);
}

.guide-visual {
  width: 72px;
  min-height: 72px;
  display: grid;
  place-items: center;
  padding: 0;
  color: var(--navy);
  background: linear-gradient(145deg, #fff7dc, #f1d77d);
  border: 1px solid rgba(212, 175, 55, 0.25);
  border-radius: 20px;
}

.guide-content {
  padding: 1px 0 0 20px;
}

.guide-content h3 {
  margin-top: 9px;
  font-size: 16px;
  line-height: 1.4;
}

.guide-content > span {
  font-size: 12.5px;
}

.guide-content a {
  margin-top: 16px;
  font-size: 12px;
}

.faq-intro {
  position: static;
}

.faq-intro .button {
  margin-top: 26px;
}

.faq-groups {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  align-items: start;
  gap: 24px;
}

.faq-group {
  padding: 24px;
  background: #f8fafc;
  border: 1px solid var(--line);
  border-top: 4px solid var(--gold);
  border-radius: 22px;
}

.faq-group > h3 {
  margin: 0 0 17px;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 18px;
  letter-spacing: -0.02em;
}

.faq-group .faq-list details {
  background: var(--white);
}

.contact-legal {
  color: rgba(255, 255, 255, 0.68);
  font-size: 11.5px;
  line-height: 1.6;
}

.contact-card {
  display: block;
  padding: 32px;
  overflow: visible;
}

.contact-card__head h3 {
  margin: 8px 0 0;
  color: var(--navy);
  font-family: var(--font-jakarta), "Plus Jakarta Sans", sans-serif;
  font-size: 25px;
  letter-spacing: -0.035em;
}

.contact-card__head > p:last-child {
  margin: 9px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.6;
}

.contact-primary-channels {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 24px;
}

.contact-primary-channels article,
.contact-primary-channels .contact-channel-card {
  display: flex;
  align-items: flex-start;
  gap: 13px;
  padding: 19px;
  background: #f8fafc;
  border: 1px solid rgba(7, 29, 61, 0.1);
  border-radius: 18px;
  color: inherit;
  text-decoration: none;
}

.contact-channel-icon {
  width: 46px;
  height: 46px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  border-radius: 15px;
}

.contact-channel-icon--phone {
  color: var(--navy);
  background: #f4e5aa;
}

.contact-channel-icon--whatsapp {
  color: #087f3d;
  background: #ddf8e7;
}

.contact-primary-channels small,
.contact-primary-channels strong {
  display: block;
}

.contact-primary-channels small {
  color: #7a8799;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.contact-primary-channels strong {
  margin-top: 4px;
  color: var(--navy);
  font-size: 13px;
  line-height: 1.4;
}

.contact-primary-channels p {
  margin: 6px 0 0;
  color: #758196;
  font-size: 10.5px;
  line-height: 1.55;
}

.contact-meta-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 14px;
}

.contact-meta-grid span,
.contact-meta-grid .contact-meta-item {
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 12px 14px;
  color: #526176;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  font-size: 11px;
  line-height: 1.45;
  text-decoration: none;
}

.contact-meta-grid svg {
  flex: 0 0 auto;
  color: #9b7207;
}

.contact-location-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-top: 14px;
  padding: 17px;
  background: linear-gradient(145deg, #eef3f8, #f8fafc);
  border: 1px solid var(--line);
  border-radius: 18px;
}

.contact-location-card > div {
  display: flex;
  align-items: center;
  gap: 12px;
}

.contact-location-card > div > span {
  width: 42px;
  height: 42px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: var(--white);
  border-radius: 14px;
}

.contact-location-card p {
  margin: 0;
}

.contact-location-card small,
.contact-location-card strong,
.contact-location-card em {
  display: block;
}

.contact-location-card small {
  color: #7e8999;
  font-size: 9px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.contact-location-card strong {
  margin-top: 3px;
  color: var(--navy);
  font-size: 12px;
}

.contact-location-card em {
  margin-top: 3px;
  color: #7a8798;
  font-size: 10px;
  font-style: normal;
}

.contact-location-card button,
.contact-location-card .contact-location-card__button {
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  padding: 0 15px;
  color: #7d8998;
  background: #e4e9ef;
  border: 0;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 750;
  cursor: pointer;
  white-space: nowrap;
  text-decoration: none;
}

.contact-location-card .contact-location-card__button:hover,
.contact-location-card .contact-location-card__button:focus-visible {
  color: var(--navy);
  background: var(--gold-light);
  outline: none;
}

.footer-grid {
  padding-bottom: 94px;
}

.footer-brand > span,
.footer-verification-note {
  color: rgba(255, 255, 255, 0.68);
  font-size: 13px;
  line-height: 1.7;
}

.footer-column {
  gap: 13px;
}

.footer-column h3 {
  margin-bottom: 9px;
  font-size: 15px;
}

.footer-column a,
.footer-column button {
  color: rgba(255, 255, 255, 0.72);
  font-size: 13.5px;
  line-height: 1.45;
}

.footer-disclaimer p {
  color: rgba(255, 255, 255, 0.68);
  font-size: 12.5px;
  line-height: 1.8;
}

.footer-disclaimer strong {
  color: rgba(255, 255, 255, 0.9);
}

.footer-bottom > div {
  min-height: 62px;
  color: rgba(255, 255, 255, 0.62);
  font-size: 12px;
}

.contact-float {
  right: 18px;
  bottom: 18px;
  width: 60px;
  min-height: 60px;
  justify-content: center;
  gap: 0;
  padding: 6px;
  transition: opacity 180ms ease, visibility 180ms ease, transform 180ms ease, box-shadow 180ms ease;
}

.contact-float__copy,
.contact-float__arrow {
  display: none;
}

.contact-float--hidden {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(20px);
}

.scroll-rail {
  right: 2px;
  gap: 6px;
  padding: 3px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translate(10px, -50%);
  transition: opacity 180ms ease, visibility 180ms ease, transform 180ms ease;
}

.scroll-rail button {
  width: 30px;
  height: 30px;
}

.scroll-rail__track {
  height: 48px;
}

.scroll-rail--visible {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translate(0, -50%);
}

@media (min-width: 861px) and (max-width: 1120px) {
  .process-grid {
    grid-template-columns: repeat(5, minmax(0, 1fr));
  }

  .process-arrow {
    display: block;
  }
}

@media (max-width: 1120px) {
  .desktop-nav a {
    font-size: 13.5px;
  }
}

@media (max-width: 860px) {
  .process-grid {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .process-grid::before {
    top: 20px;
    right: auto;
    bottom: 40px;
    left: 27px;
    width: 2px;
    height: auto;
  }

  .process-card {
    min-height: 0;
    display: grid;
    grid-template-columns: 58px 1fr;
    grid-template-rows: auto auto;
    column-gap: 18px;
    padding: 0 0 30px;
    text-align: left;
  }

  .process-step {
    grid-column: 1;
    grid-row: 1;
    padding: 4px 0;
    background: var(--white);
    font-size: 23px;
    text-align: center;
  }

  .process-icon {
    grid-column: 1;
    grid-row: 2;
    width: 48px;
    height: 48px;
    margin: 5px auto 0;
  }

  .process-card h3 {
    grid-column: 2;
    grid-row: 1;
    align-self: center;
    margin: 0;
  }

  .process-card p {
    grid-column: 2;
    grid-row: 2;
    margin-top: 7px;
  }

  .process-arrow {
    display: none;
  }

  .faq-groups {
    grid-template-columns: 1fr;
  }

  .guide-card {
    display: grid;
    grid-template-columns: 72px minmax(0, 1fr);
  }

  .contact-card {
    padding: 28px;
  }
}

@media (max-width: 640px) {
  .header-inner {
    min-height: 74px;
  }

  .brand {
    min-width: 0;
  }

  .brand-logo {
    width: 48px;
    height: 48px;
  }

  .brand-copy strong {
    font-size: 19px;
  }

  .brand-copy small {
    font-size: 7px;
  }

  .hero-lead {
    font-size: 16px;
  }

  .hero-legal {
    font-size: 12.5px;
  }

  .hero-proof__item strong {
    font-size: 12px;
  }

  .float-card--sanction {
    top: 82px;
  }

  .float-card--emi {
    bottom: 38px;
  }

  .value-editor {
    min-width: 152px;
  }

  .slider-label {
    align-items: flex-start;
    flex-direction: column;
    gap: 10px;
  }

  .value-editor--rate,
  .value-editor--tenure {
    min-width: 138px;
  }

  .form-progress {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .form-progress i {
    display: none;
  }

  .form-actions {
    grid-template-columns: 1fr;
  }

  .guide-card {
    grid-template-columns: 60px minmax(0, 1fr);
    padding: 19px;
  }

  .guide-visual {
    width: 60px;
    min-height: 60px;
    border-radius: 17px;
  }

  .guide-content {
    padding-left: 16px;
  }

  .faq-group {
    padding: 17px;
  }

  .contact-card {
    padding: 21px;
  }

  .contact-primary-channels,
  .contact-meta-grid {
    grid-template-columns: 1fr;
  }

  .contact-location-card {
    align-items: stretch;
    flex-direction: column;
  }

  .contact-location-card button,
.contact-location-card .contact-location-card__button {
    width: 100%;
  }

  .footer-column a,
  .footer-column button {
    font-size: 14px;
  }

  .footer-disclaimer p {
    font-size: 12px;
  }

  .contact-float {
    right: 10px;
    bottom: 10px;
    width: 54px;
    min-height: 54px;
  }
}

/* Clear, high-visibility Finstar brand lockup */
.header-inner {
  min-height: 94px;
}

.brand {
  min-width: 232px;
  gap: 15px;
}

.brand-logo {
  width: 72px;
  height: 72px;
  padding: 1px;
  object-fit: cover;
  object-position: center;
  background: #ffffff;
  border: 2px solid #d4af37;
  box-shadow:
    0 0 0 4px rgba(212, 175, 55, 0.12),
    0 16px 34px -18px rgba(7, 29, 61, 0.8);
}

.brand-copy {
  gap: 8px;
}

.brand-copy strong {
  font-size: 27px;
  font-weight: 850;
  letter-spacing: -0.045em;
  line-height: 0.92;
}

.brand-copy small {
  gap: 8px;
  color: #45566c;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.21em;
}

.brand-copy small::before {
  width: 21px;
  height: 2px;
}

.brand--footer {
  gap: 18px;
}

.brand-logo--footer {
  width: 104px;
  height: 104px;
  padding: 2px;
  border-color: #e7c55b;
  box-shadow:
    0 0 0 5px rgba(212, 175, 55, 0.13),
    0 22px 46px -20px rgba(0, 0, 0, 0.92);
}

.brand--footer .brand-copy strong {
  color: #ffffff;
  font-size: 31px;
  letter-spacing: -0.04em;
}

.brand--footer .brand-copy small {
  color: #f2d783;
  font-size: 10.5px;
}

@media (max-width: 640px) {
  .header-inner {
    min-height: 78px;
  }

  .brand {
    min-width: 0;
    gap: 10px;
  }

  .brand-logo {
    width: 54px;
    height: 54px;
    box-shadow:
      0 0 0 3px rgba(212, 175, 55, 0.11),
      0 13px 28px -18px rgba(7, 29, 61, 0.78);
  }

  .brand-copy {
    gap: 6px;
  }

  .brand-copy strong {
    font-size: 20px;
  }

  .brand-copy small {
    gap: 5px;
    font-size: 7.3px;
    letter-spacing: 0.17em;
  }

  .brand-copy small::before {
    width: 12px;
    height: 1px;
  }

  .brand--footer {
    gap: 14px;
  }

  .brand-logo--footer {
    width: 82px;
    height: 82px;
  }

  .brand--footer .brand-copy strong {
    font-size: 25px;
  }

  .brand--footer .brand-copy small {
    font-size: 8.5px;
  }
}

@media (max-width: 390px) {
  .brand-logo:not(.brand-logo--footer) {
    width: 50px;
    height: 50px;
  }

  .brand-copy strong {
    font-size: 18px;
  }

  .brand-copy small {
    font-size: 6.7px;
  }
}

/* WordPress integration and native content templates. */
body.admin-bar .site-header {
  top: 32px;
}

.finstar-menu {
  display: flex;
  align-items: center;
  gap: 2px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.finstar-menu li {
  margin: 0;
}

.mobile-nav[hidden] {
  display: none !important;
}

.mobile-nav .finstar-menu {
  display: contents;
}

.site-header--inner {
  background: rgba(255, 255, 255, 0.94);
  border-bottom-color: var(--line);
}

.finstar-contact-active {
  cursor: pointer;
  transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
}

.finstar-contact-active:hover,
.finstar-contact-active:focus-visible {
  border-color: rgba(212, 175, 55, 0.65);
  box-shadow: 0 16px 34px rgba(7, 29, 61, 0.11);
  outline: none;
  transform: translateY(-2px);
}

.finstar-honeypot {
  position: absolute !important;
  left: -10000px !important;
  width: 1px !important;
  height: 1px !important;
  opacity: 0 !important;
  pointer-events: none !important;
}

.finstar-form-status {
  margin: 14px 0 0;
  color: #356044;
  font-size: 14px;
  font-weight: 650;
  line-height: 1.55;
}

.finstar-form-status:empty {
  display: none;
}

.finstar-form-status--error {
  padding: 12px 14px;
  color: #8c2631;
  background: #fff2f3;
  border: 1px solid #f3c7cb;
  border-radius: 12px;
}

.finstar-form-success {
  display: grid;
  justify-items: center;
  padding: 54px 30px;
  text-align: center;
}

.finstar-form-success > span {
  width: 64px;
  height: 64px;
  display: grid;
  place-items: center;
  color: var(--navy);
  background: linear-gradient(145deg, var(--gold-light), var(--gold));
  border-radius: 50%;
  box-shadow: 0 18px 38px -18px rgba(212, 175, 55, 0.85);
  font-size: 30px;
  font-weight: 800;
}

.finstar-form-success h3 {
  margin: 20px 0 8px;
  color: var(--navy);
  font-family: "Plus Jakarta Sans", sans-serif;
  font-size: 28px;
}

.finstar-form-success p {
  max-width: 520px;
  margin: 0;
  color: #4f6075;
  line-height: 1.7;
}

.finstar-form-success small {
  margin-top: 18px;
  color: #768598;
}

.form-progress > span.is-complete b {
  color: var(--navy);
  background: var(--gold);
}

.wp-content-shell {
  min-height: 62vh;
  padding: 78px 0 96px;
  background:
    radial-gradient(circle at 86% 5%, rgba(212, 175, 55, 0.12), transparent 24%),
    var(--canvas);
}

.wp-reading-width {
  max-width: 940px;
}

.wp-page-hero {
  max-width: 850px;
  margin: 0 0 42px;
}

.wp-page-hero--compact {
  margin-bottom: 34px;
}

.wp-page-hero h1,
.wp-empty-state h1 {
  margin: 10px 0 16px;
  color: var(--navy);
  font-family: "Plus Jakarta Sans", sans-serif;
  font-size: clamp(38px, 5vw, 64px);
  letter-spacing: -0.05em;
  line-height: 1.03;
}

.wp-page-hero p:not(.section-kicker) {
  max-width: 720px;
  margin: 0;
  color: #5b6b80;
  font-size: 17px;
  line-height: 1.75;
}

.wp-post-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.wp-post-card {
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: var(--shadow-soft);
}

.wp-post-card__image {
  aspect-ratio: 16 / 9;
  display: block;
  overflow: hidden;
  background: var(--navy);
}

.wp-post-card__image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.wp-post-card__body {
  padding: 24px;
}

.wp-post-card h2 {
  margin: 8px 0 13px;
  color: var(--navy);
  font-family: "Plus Jakarta Sans", sans-serif;
  font-size: 22px;
  letter-spacing: -0.035em;
  line-height: 1.25;
}

.wp-post-card p {
  color: #657489;
  line-height: 1.65;
}

.wp-post-meta {
  margin: 0 !important;
  color: #a47600 !important;
  font-size: 12px;
  font-weight: 750;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.wp-read-more {
  color: var(--navy);
  font-size: 14px;
  font-weight: 750;
}

.wp-pagination {
  margin-top: 42px;
}

.wp-empty-state {
  max-width: 720px;
  margin: 0 auto;
  padding: 60px 30px;
  text-align: center;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow-soft);
}

.wp-entry-content {
  padding: clamp(28px, 5vw, 58px);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow-soft);
  color: #37475b;
  font-size: 17px;
  line-height: 1.8;
}

.wp-entry-content h2,
.wp-entry-content h3 {
  margin-top: 1.7em;
  color: var(--navy);
  font-family: "Plus Jakarta Sans", sans-serif;
  letter-spacing: -0.03em;
}

.wp-entry-content a {
  color: #9a7000;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.wp-featured-image {
  overflow: hidden;
  margin-bottom: 28px;
  border-radius: 24px;
}

.wp-featured-image img {
  width: 100%;
  height: auto;
}

.footer-grid--inner {
  grid-template-columns: minmax(270px, 1.6fr) repeat(2, minmax(160px, 0.8fr));
}

@media (max-width: 1120px) {
  .site-header--inner .desktop-nav {
    display: none;
  }
}

@media (max-width: 860px) {
  body.admin-bar .site-header {
    top: 46px;
  }

  .wp-post-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  body.admin-bar .site-header {
    top: 0;
  }

  .wp-content-shell {
    padding: 52px 0 72px;
  }

  .wp-post-grid {
    grid-template-columns: 1fr;
  }

  .wp-entry-content {
    padding: 26px 22px;
  }
}

/* ============================================================
   Finstar mobile stability patch — v1.1.0
   Keeps the approved desktop design unchanged while correcting
   mobile overflow, hero scaling, floating controls and footer size.
   ============================================================ */
html,
body {
  max-width: 100%;
  overflow-x: hidden;
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
}

.hero-grid > *,
.section-heading--split > *,
.service-grid > *,
.metrics-grid > *,
.why-layout > *,
.reason-grid > *,
.calculator-layout > *,
.process-grid > *,
.eligibility-layout > *,
.testimonial-grid > *,
.guide-grid > *,
.faq-layout > *,
.contact-layout > *,
.footer-grid > * {
  min-width: 0;
}

@media (max-width: 860px) {
  /* The vertical scroll rail obstructed mobile content. */
  .scroll-rail {
    display: none !important;
  }

  .hero-copy,
  .hero-lead,
  .hero-legal,
  .hero-advisory-notice,
  .hero-proof,
  .section-heading,
  .section-intro {
    max-width: 100%;
  }

  .section-heading--split,
  .why-layout,
  .calculator-layout,
  .eligibility-layout,
  .faq-layout,
  .contact-layout {
    width: 100%;
  }
}

@media (max-width: 640px) {
  .site-shell {
    width: calc(100% - 32px);
    max-width: 100%;
  }

  /* Compact, balanced mobile header. */
  .header-inner {
    min-height: 76px;
    gap: 10px;
  }

  .brand {
    max-width: calc(100% - 62px);
    gap: 9px;
  }

  .brand-logo:not(.brand-logo--footer) {
    width: 50px;
    height: 50px;
  }

  .brand-copy {
    min-width: 0;
  }

  .brand-copy strong {
    width: auto;
    max-width: 100%;
    font-size: 19px;
    white-space: nowrap;
  }

  .brand-copy small {
    max-width: 100%;
    font-size: 6.8px;
    letter-spacing: 0.14em;
    white-space: nowrap;
  }

  .menu-button {
    width: 46px;
    height: 46px;
    flex: 0 0 46px;
  }

  /* Mobile hero: no clipped badge, headline or paragraph. */
  .hero {
    padding: 24px 0 44px;
  }

  .hero-grid {
    width: 100%;
    gap: 26px;
  }

  .hero-copy {
    width: 100%;
    overflow: visible;
  }

  .eyebrow-pill {
    width: 100%;
    max-width: 100%;
    justify-content: center;
    padding: 9px 12px;
    border-radius: 16px;
    font-size: 10px;
    line-height: 1.35;
    text-align: center;
    white-space: normal;
  }

  .hero h1 {
    width: 100%;
    max-width: 100%;
    margin-top: 20px;
    font-size: clamp(35px, 10.2vw, 44px);
    line-height: 1.02;
    letter-spacing: -0.045em;
    overflow-wrap: normal;
    word-break: normal;
  }

  .hero h1 em {
    display: block;
    margin-top: 6px;
    font-size: 0.72em;
    line-height: 1.12;
  }

  .hero-lead {
    width: 100%;
    margin-top: 19px;
    padding-inline: 1px;
    font-size: 15px;
    line-height: 1.62;
    overflow-wrap: anywhere;
  }

  .hero-advisory-notice {
    width: 100%;
    margin-top: 20px;
    padding: 13px 14px;
  }

  .hero-advisory-notice strong {
    font-size: 12.5px;
  }

  .hero-advisory-notice span {
    font-size: 10.5px;
  }

  .hero-actions {
    width: 100%;
    gap: 10px;
    margin-top: 24px;
  }

  .hero-actions .button {
    width: 100%;
    min-width: 0;
    min-height: 50px;
  }

  .hero-proof {
    grid-template-columns: 1fr;
    width: 100%;
    gap: 10px;
    padding-top: 18px;
  }

  .hero-proof__item,
  .hero-proof__item:last-child {
    grid-column: auto;
    justify-content: flex-start;
  }

  /* Scale the visual and its illustrative cards to phone width. */
  .hero-visual {
    width: 100%;
    min-height: 455px;
    margin-top: 4px;
    padding: 0;
  }

  .hero-photo-wrap {
    inset: 38px 8px 0;
    border-radius: 25px;
  }

  .hero-photo {
    object-position: 58% 28%;
  }

  .hero-example-note {
    top: 0;
    right: 4px;
    left: 4px;
    max-width: calc(100% - 8px);
    padding: 9px 10px;
  }

  .hero-example-note span {
    font-size: 8.5px;
  }

  .hero-example-note strong {
    font-size: 9.5px;
  }

  .float-card {
    padding: 11px;
    border-radius: 15px;
  }

  .float-card__label {
    gap: 6px;
    font-size: 9px;
  }

  .status-icon {
    width: 27px;
    height: 27px;
    border-radius: 9px;
  }

  .float-card p {
    margin-top: 8px;
    font-size: 15px;
    line-height: 1.2;
  }

  .float-card p em {
    font-size: 9.5px;
  }

  .float-card small {
    font-size: 8px;
  }

  .float-card--sanction {
    width: 158px;
    left: 0;
    top: 92px;
  }

  .float-card--rate {
    width: 138px;
    right: 0;
    top: 174px;
  }

  .float-card--emi {
    width: 178px;
    left: 2px;
    bottom: 10px;
  }

  .photo-caption {
    right: 11px;
    bottom: 11px;
    left: 11px;
    padding: 13px 14px;
  }

  /* General section typography and spacing. */
  .section {
    padding: 70px 0;
  }

  .section-heading {
    width: 100%;
    margin-bottom: 28px;
  }

  .section h2,
  .calculator-copy h2,
  .contact-copy h2 {
    width: 100%;
    max-width: 100%;
    font-size: clamp(30px, 8.8vw, 37px);
    line-height: 1.12;
    letter-spacing: -0.04em;
    overflow-wrap: anywhere;
  }

  .section-intro {
    width: 100%;
    max-width: 100%;
    margin-top: 15px;
    font-size: 15px;
    line-height: 1.62;
    overflow-wrap: anywhere;
  }

  .section-heading--split {
    display: block;
  }

  .section-heading--split .section-intro {
    margin-top: 16px;
  }

  .service-card,
  .service-card--featured {
    width: 100%;
    min-height: 0;
    padding: 24px;
  }

  .service-badge {
    top: 18px;
    right: 18px;
    max-width: calc(100% - 92px);
    font-size: 9px;
    white-space: normal;
    text-align: center;
  }

  .service-card h3,
  .reason-card h3,
  .process-card h3,
  .guide-card h3,
  .eligibility-card h3,
  .contact-card h3 {
    font-size: 18px;
  }

  .why-layout,
  .calculator-layout,
  .eligibility-layout,
  .faq-layout,
  .contact-layout {
    gap: 30px;
  }

  .calculator-card,
  .eligibility-card,
  .contact-card {
    width: 100%;
    padding: 20px;
  }

  /* Keep the useful contact shortcut but stop it covering large areas. */
  .contact-float,
  .whatsapp-float {
    right: 10px;
    bottom: 14px;
    width: 48px;
    min-width: 48px;
    min-height: 48px;
    padding: 4px;
  }

  .contact-float__icon,
  .whatsapp-float__icon {
    width: 40px;
    height: 40px;
  }

  /* Compact mobile footer. */
  .footer-grid {
    gap: 26px;
    padding-top: 48px;
    padding-bottom: 48px;
  }

  .brand--footer {
    gap: 11px;
  }

  .brand-logo--footer {
    width: 66px;
    height: 66px;
  }

  .brand--footer .brand-copy strong {
    font-size: 22px;
  }

  .brand--footer .brand-copy small {
    font-size: 7.5px;
  }

  .footer-brand > p {
    margin-top: 18px;
    font-size: 15px;
    line-height: 1.5;
  }

  .footer-brand > span,
  .footer-verification-note {
    margin-top: 10px;
    font-size: 11px;
    line-height: 1.6;
  }

  .footer-column {
    gap: 9px;
  }

  .footer-column h3 {
    margin-bottom: 5px;
    font-size: 14px;
  }

  .footer-column a,
  .footer-column button {
    font-size: 12.5px;
    line-height: 1.4;
  }

  .footer-disclaimer {
    padding-top: 20px;
    padding-bottom: 20px;
  }

  .footer-disclaimer p {
    font-size: 10.5px;
    line-height: 1.65;
  }
}

@media (max-width: 390px) {
  .site-shell {
    width: calc(100% - 24px);
  }

  .brand-copy strong {
    font-size: 17px;
  }

  .brand-copy small {
    font-size: 6.2px;
  }

  .hero h1 {
    font-size: 34px;
  }

  .float-card--sanction {
    width: 148px;
  }

  .float-card--rate {
    width: 128px;
  }

  .float-card--emi {
    width: 166px;
  }
}


/* v1.3.0 reliability patch: direct server-rendered contact links. */
.contact-channel-card,
.contact-meta-item,
.contact-location-card__button {
  -webkit-tap-highlight-color: transparent;
}