Home Loan

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A smartphone and a laptop are displayed on a wooden surface. The smartphone screen shows an app interface featuring a financial portfolio, with stock symbols and numerical values. The laptop screen shows a website login page with promotional text offering incentives for signing up.

A home loan is a secured loan to buy or build a house, repaid in EMIs over a fixed tenure.

Salaried and self-employed individuals with stable income and a good credit score qualify.

ID proof, address proof, income proof, property papers, and bank statements are essential.

Approval can take 3-7 business days, depending on document verification and credit analysis.

Yes, prepayment is allowed, usually with minimal or no penalty charges.

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