Finstar Credit Solutions
Apply Now

Finstar Credit Solutions

Cookie Policy

Effective Date: 4 August 2026
Last Updated: 4 August 2026

  1. INTRODUCTION

This Cookie Policy explains how Netranand Meshram, operating under the business name “Finstar Credit Solutions” (“Finstar”, “we”, “us” or “our”), uses cookies and similar technologies on:

This Cookie Policy should be read together with our Privacy Policy.

  1. WHAT ARE COOKIES?

Cookies are small text files placed on your computer, mobile phone, tablet or other device when you visit a website.

Cookies may help a website:

  • function securely;
  • remember user preferences;
  • maintain sessions;
  • prevent fraudulent or automated activity;
  • measure website usage;
  • identify technical errors; and
  • improve website performance.

Cookies may be:

  • session cookies, which normally expire when the browser is closed; or
  • persistent cookies, which remain on the device for a specified period or until deleted.
  1. TYPES OF COOKIES WE MAY USE

3.1 Strictly Necessary Cookies

These cookies are required for the website to operate properly and securely.

They may be used for:

  • WordPress website functionality;
  • administrator login and authentication;
  • enquiry-form security;
  • spam protection;
  • security monitoring;
  • load balancing;
  • caching;
  • fraud prevention; and
  • maintaining essential website preferences.

Disabling strictly necessary cookies may cause parts of the website to stop working correctly.

3.2 Performance and Caching Cookies

These cookies may be used by our hosting, caching or optimisation systems to:

  • improve page-loading speed;
  • deliver cached website content;
  • remember device-specific display settings;
  • reduce server load; and
  • improve website performance.

Our website may use LiteSpeed Cache or similar technologies for these purposes.

3.3 Security Cookies

Security tools may use cookies or similar identifiers to:

  • detect malicious activity;
  • block unauthorised access;
  • identify repeated failed-login attempts;
  • protect enquiry forms;
  • prevent spam; and
  • maintain website security.

Our website may use Wordfence or comparable security tools.

3.4 Analytics Cookies

Where Google Analytics or another analytics service is enabled, analytics cookies may be used to understand:

  • the number of website visitors;
  • pages visited;
  • time spent on the website;
  • general device and browser information;
  • approximate geographic region;
  • traffic sources;
  • website navigation; and
  • technical errors or performance issues.

Analytics information is generally used in an aggregated manner to understand and improve website performance.

We do not intentionally send names, telephone numbers, email addresses, loan details, income details or other enquiry-form information to Google Analytics.

3.5 Functional Cookies

Functional cookies may be used to remember choices such as:

  • cookie preferences;
  • language;
  • accessibility settings;
  • display preferences; and
  • previously selected website options.

These cookies improve convenience but may not be essential for basic website operation.

3.6 Marketing and Advertising Cookies

If Finstar introduces Google Ads, Meta advertising, remarketing or another advertising service in the future, marketing cookies may be used to:

  • measure advertising performance;
  • understand whether an advertisement resulted in a website visit or enquiry;
  • limit repeated advertisements;
  • create advertising audiences; and
  • display more relevant advertisements.

Marketing and advertising cookies will not be enabled intentionally without an appropriate consent mechanism where required.

  1. COOKIES THAT MAY APPEAR ON THE WEBSITE

Depending on the services active at the time of your visit, the website may use cookies such as:

WordPress cookies

  • wordpress_test_cookie
  • wordpress_logged_in_*
  • wordpress_sec_*
  • wp-settings-*
  • wp-settings-time-*

These are mainly used for website administration, login and preferences.

Google Analytics cookies

  • _ga
  • ga*

These may be used to distinguish users and sessions and measure website activity when Google Analytics is enabled.

Security cookies

  • wfwaf-authcookie-*
  • other Wordfence-related security identifiers

These may be used for website firewall, authentication and security purposes.

Caching cookies

  • _lscache_vary
  • other LiteSpeed-related cache identifiers

These may be used to deliver the correct cached version of a page.

Cookie-consent cookies

A cookie-consent tool may store a cookie recording whether you accepted, rejected or customised non-essential cookies.

The precise cookie names and duration may change when WordPress, plugins, analytics tools, hosting services or website settings are updated.

  1. THIRD-PARTY SERVICES

Our website may interact with third-party services, including:

  • Google Analytics;
  • Google Search Console;
  • Google Site Kit;
  • Google Maps;
  • WhatsApp;
  • website-hosting providers;
  • email-delivery services;
  • security providers; and
  • social-media services introduced later.

Third parties may place or access cookies according to their own privacy policies and technical settings.

Finstar does not control cookies placed directly by independent third-party websites after you leave our website.

  1. GOOGLE ANALYTICS

Where Google Analytics is enabled, it may use cookies and similar technologies to measure website activity.

Google Analytics may process information such as:

  • device and browser type;
  • pages visited;
  • interaction events;
  • approximate location;
  • referral source; and
  • session information.

Google Analytics should not receive personally identifiable information through our implementation.

Analytics data is used to understand website usage, improve content and measure marketing performance.

  1. GOOGLE MAPS

Where a Google Maps link, map or embedded map is displayed, Google may process technical information and may use cookies according to Google’s own policies.

Opening Google Maps may take you to an independent Google service.

  1. WHATSAPP

When you select a WhatsApp link, you will be redirected to WhatsApp.

WhatsApp may use cookies, device identifiers or similar technologies according to its own privacy policy and terms.

Finstar does not control WhatsApp’s independent processing activities.

  1. COOKIE CONSENT

Where a cookie-consent banner is displayed, you may be given the option to:

  • accept all cookies;
  • reject non-essential cookies;
  • allow selected categories; or
  • change your preferences later.

Strictly necessary cookies may remain active because they are required for essential website operation, security or form functionality.

Analytics, advertising or other non-essential cookies will be handled according to the consent settings implemented on the website and applicable legal requirements.

  1. CHANGING OR WITHDRAWING COOKIE CONSENT

Where available, you may reopen the cookie-preference panel and change your selection.

Withdrawing consent will not affect processing that occurred before the withdrawal.

Previously stored cookies may remain on your device until they expire or are deleted through your browser settings.

  1. MANAGING COOKIES THROUGH YOUR BROWSER

Most browsers allow you to:

  • view cookies;
  • delete cookies;
  • block all cookies;
  • block third-party cookies;
  • allow cookies only for selected websites; and
  • clear cookies when the browser closes.

The precise steps vary by browser and device.

Blocking all cookies may prevent some website features, enquiry forms, preferences or security functions from working properly.

  1. COOKIE RETENTION

Different cookies remain active for different periods.

Session cookies normally expire when the browser is closed.

Persistent cookies may remain for a defined period unless deleted earlier.

Cookie duration may be determined by:

  • WordPress;
  • the relevant plugin;
  • the hosting provider;
  • the analytics provider;
  • the security provider; or
  • the cookie-consent settings selected by the user.

We aim to avoid retaining cookies longer than reasonably necessary for their stated purpose.

  1. PERSONAL INFORMATION AND COOKIES

Some cookie identifiers may be treated as personal information where they can be associated with a device, user or other data.

Information collected through cookies will be handled according to our Privacy Policy and applicable Indian law.

The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 require organisations handling personal information to publish clear information about their collection, use, disclosure and security practices.

  1. DO NOT SUBMIT SENSITIVE INFORMATION THROUGH ANALYTICS

Finstar does not intend to collect or transmit the following through analytics cookies:

  • Aadhaar numbers;
  • PAN numbers;
  • passwords;
  • OTPs;
  • bank-account credentials;
  • credit or debit card information;
  • salary slips;
  • bank statements; or
  • loan documents.

Customers should submit personal or financial information only through authorised and clearly identified channels.

  1. CHANGES TO THIS COOKIE POLICY

We may update this Cookie Policy when:

  • website plugins change;
  • analytics tools are enabled or removed;
  • advertising tools are introduced;
  • cookie names or durations change;
  • applicable laws change; or
  • our website practices change.

The revised policy will be published on this page with an updated “Last Updated” date.

  1. CONTACT US

For questions about cookies or privacy, contact:

Finstar Credit Solutions

Operated by:
Netranand Meshram

Address:
3/1 indurlok society
Panchshil Chowk
Tadiwala road
Next to Nanda Deep hotel
Pune 411001


Pune, Maharashtra, India

Email:
finstarcreditsolutions@gmail.com

Telephone:
+91 98231 89034

WhatsApp:
+91 98347 47218

Website:
https://finstarcreditsolutions.com

Email subject:
“Cookie or Privacy Request – Finstar Credit Solutions”